Payment Methods Accepted

Adhunika Furnitures accepts the following payment methods:

  • Credit Cards: Visa, MasterCard, American Express, etc.
  • Debit Cards
  • Net Banking (all major Indian banks)
  • UPI: Google Pay, PhonePe, Paytm, etc.
  • Wallet Payments
  • Bank Transfers: NEFT / RTGS

All payments must be made in Indian Rupees (INR). We do not accept payments in foreign currencies. International customers, if any, must complete transactions in INR through approved payment gateways.

Our Role in the Payment Process

Adhunika Furnitures is not a bank or financial service provider.

All payments are processed through secure, certified third-party payment gateways integrated with our website. These gateways comply with PCI-DSS standards and use SSL encryption to ensure secure transactions.

By making a payment, you:

  • Authorize your bank or payment provider to process the transaction
  • Enter into a legally binding agreement to purchase goods from Adhunika Furnitures
  • Agree to pay the full transaction amount using your selected payment method

Payment Failures – Limitation of Liability

Adhunika Furnitures is not responsible for payment failures or issues arising due to:

  • Transaction authorization failures
  • Exceeding card, UPI, or bank limits
  • Technical issues at the bank or payment gateway end
  • Network disruptions or policy restrictions
  • Delays in payment settlement

Such matters are governed solely by your agreement with your bank or payment service provider.

No Hidden Charges

All prices displayed on our website are transparent and inclusive of:

  • Product price
  • Applicable GST

Shipping is free unless otherwise specified at checkout.

Any discounts, offers, or coupons applied are clearly shown during checkout. Customers receive a detailed invoice covering all components of the purchase.

Security of Payment Data

  • We do not store your card, UPI, or bank account details on our servers
  • All sensitive data is handled by PCI-DSS-compliant payment gateways
  • Customers are advised to use secure devices and trusted browsers while making payments

Refunds & Chargebacks

  • Refunds are processed through the original payment method or via NEFT/bank transfer
  • Refund timelines range between 7–15 working days after product pickup and inspection
  • Refunds are subject to our Return & Refund Policy
  • Applicable payment gateway or processing charges may be deducted

In case of chargebacks or bank-initiated disputes, resolution will be handled as per the policies of the concerned bank or payment provider.

Customer Support

For any payment-related queries or assistance, please contact:

Adhunika Furnitures
📞 Phone: +91-6376065525
📧 Email: info@adhunikafurnitures.com

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“This policy should be read in conjunction with our Terms & Conditions and other applicable policies available on our website.”